VISION
TalimToken is a startup that plans to revolutionize the way education is funded, especially in communities where access to conventional financial products is restricted by cultural or religious restrictions. Our vision is to bridge the gap between financial accessibility and educational aspirations by leveraging blockchain technology to align with Islamic financial principles.
Our mission:
We provide students with sharia-compliant financial solutions that will enable them to pursue their educational goals without the burden of paying % loan interest. We aim to create a sustainable, ethical funding ecosystem that benefits both investors and students, contributing to the creation of a community where quality education is accessible to everyone and financial support is consistent with Islamic values.
Main Features:
- Sharia-compliant Student Loans:Offer a halal alternative to conventional educational loans, where students voluntarily pay a portion of their future income instead of paying the loan amount with interest.
- Risk Allocation Model:Conforms to the principles of Islamic finance by distributing risk between the investor and the student, differing from the risk transfer models for traditional loans, based on выплате interest payments.
- TalimToken Platform:A blockchain-based platform where each student's potential is “tokenized”. Investors can buy these tokens, effectively funding students ' education and securing the right to claim a portion of their future earnings.
- Smart Contract Technology:Providing transparent, secure and automated agreements between students and investors to record mutual obligations.
- Global Accessibility:The platform provides global accessibility with an initial focus on regions and communities with high demand for Islamic financial products.
1
Students seeking Sharia-compliant funding
Muslim students or those seeking ethical alternatives to funding their education.
2
Investors seeking Sharia-compliant ethical opportunities
Individuals and institutions interested in making socially responsible investments, especially in the education sector.
3
Educational institutions
Сooperation with universities and colleges to implement options for integrating Talim Token tokens into existing non-state education financing schemes.
Long-term goals:
Establish the platform as a leading global provider of Shariah-compliant student financing.
- Usage for different levels of education:Initially, the focus is on higher education, and plans include moving to other levels, such as vocational training, new secondary education, personal mentoring, and coaching.1
- Geographical expansion:Once the platform is implemented and used sustainably in target Muslim-majority regions, it is planned to expand globally to serve the interests of students and ethical investors.2
- Introduction of additional Islamic financial products:A promising possibility of integration with other financial services, corresponding to the sharia, such as takaful investment fund services, is being studied.
3 - Technological progress:Continuous innovation in the field of blockchain and fintech to improve the platform's capabilities and user experience.4
- Community and education development:Investing in projects to develop interested communities and educational programs.5
Meet Our Team
International team of experts in Education, Blockchain, Regulations and Islamic finances:
- Stas Taktaev
Chief Executive Officer
- Slava BikhovskyChief Knowledge Officer
- Agata Morozova
Marketing Director
Issue your IOU TalimToken
IOU stands for "I owe you" - this is a semi-official abbreviation for civil debt receipts
Сontacts
Mobile: +971527904349
E-mail: [email protected]
E-mail: [email protected]
